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Digital Nomad Health Insurance - Plan Sante DigiNomad

Contract
Plan Sante DigiNomad

Package dedicated to yourng employees, freelancers or digital nomads

With this contract, a true benchmark for a hyper-connected stay abroad, you have insurance that covers all aspects of your lifestyle: your health, your professional assets, and your accommodation.
Warranty duration

Up to 366 days

Residence

Usual country of residence the day of subscription

  • Germany, Austria, Belgium, Bulgaria, Chyprus, Croatia, Denmark, Spain, Estonia, Finland, Metropolitan France (included DROM and CTOM), Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxemburg, Malta, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden.
By extension
  • Iceland, Liechtenstein, Norway, Territories of Andorra and Monaco.

European Union countries

Destination

Are excluded

  • Trip to or from Russia, Cuba, Iran, Syria, North Korea, Crimea region, Donetsk republic, Lougansk republic
  • Resident from above countries.
  • Sanctioned Individuals or companies.

Worldwide, exept excluding countries

Nature of stay

Professional activity for up to 1 year

Age limit

Up to 40 years old

From
70 / mois

Health insurance to cover any type of professional activity worldwide up to the age of 40

  • Medical expenses covered from the first euro, with no excess or limit
  • Full assistance
  • Rental liability
  • PC and mobile breakage and theft insurance included


From
70
/ mois

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Personalized quote
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Horaires : Mon-frid | 9am-5pm

Guarantees

REPATRIATION - ASSISTANCE

  • Repatriation by the assistance centers
  • Taking charge of a return ticket and living expenses for a relative, in case of hospitalization of the insured
  • Provision of the insured with a return ticket, in the event of the death or hospitalisation of a close relative
  • Return accompanied by children
  • Repatriation of the body in case of death
  • Expenses of a lawyer up to 3,000 €
  • Advance of the criminal guarantee up to 7,500 €
  • Search and rescue costs up to 5.000 €

MEDICAL EXPENSES ABROAD

Coverage on 1st euro or reimbursement up to 100% of actual costs without deductible and without limitation

  • Direct payment in case of hospitalization
  • Reimbursement for the other expenses of health (doctor, pharmacy)
  • Possible extension to other medical costs according to university request
  • Reimbursement for emergency dental treatment : actual expenses up to €300

CIVIL LIABILITY ABROAD

  • Financial consequences of the insured’s civil liability in case of :
    • Bodily injury up to 4.500.000 €
    • Material damage up to 450.000 €

    Deductible 80 €

LUGGAGES

  • up to 2,000 € per insured and per year in case of :
    • theft of luggage during stay
    • Loss, theft or damage to luggage when transported by a transport company

    Deductible 15€
    Valuable objects : refund cap limited up to 50% of the amount of guarantee
    Maximum per evenement : 4.000 €

TRAVEL INCIDENTS

  • Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.

INDIVIDUAL ACCIDENT

  • Payment of a capital of € 8.000 in case of accidental death
  • Payment of a capital of € 40,000 in case of disability above 30%

CIVIL LIABILITY HOME RENTAL

  • Water or fire damage, up to 100.000 €

Deductible 80 €

PORTABLE EQUIPMENT

Compensation up to €1,500 per insured person in the event of theft to luggage during stay of:

  • Portable Computer, external discs, headphone, tablet
  • Cellular phone max 200€
    obsolescence rate: 1% per month since purchase date
    • Repatriation by the assistance centers
    • Taking charge of a return ticket and living expenses for a relative, in case of hospitalization of the insured
    • Provision of the insured with a return ticket, in the event of the death or hospitalisation of a close relative
    • Return accompanied by children
    • Repatriation of the body in case of death
    • Expenses of a lawyer up to 3,000 €
    • Advance of the criminal guarantee up to 7,500 €
    • Search and rescue costs up to 5.000 €

    Coverage on 1st euro or reimbursement up to 100% of actual costs without deductible and without limitation

    • Direct payment in case of hospitalization
    • Reimbursement for the other expenses of health (doctor, pharmacy)
    • Possible extension to other medical costs according to university request
    • Reimbursement for emergency dental treatment : actual expenses up to €300
    • Financial consequences of the insured’s civil liability in case of :
      • Bodily injury up to 4.500.000 €
      • Material damage up to 450.000 €

      Deductible 80 €
    • up to 2,000 € per insured and per year in case of :
      • theft of luggage during stay
      • Loss, theft or damage to luggage when transported by a transport company

      Deductible 15€
      Valuable objects : refund cap limited up to 50% of the amount of guarantee
      Maximum per evenement : 4.000 €
    • Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.
    • Payment of a capital of € 8.000 in case of accidental death
    • Payment of a capital of € 40,000 in case of disability above 30%
    • Water or fire damage, up to 100.000 €

    Deductible 80 €

    Compensation up to €1,500 per insured person in the event of theft to luggage during stay of:

  • Portable Computer, external discs, headphone, tablet
  • Cellular phone max 200€
    obsolescence rate: 1% per month since purchase date
  • Options

    LUGGAGES

    Modification of luggage amount up to 2.500 € or 3.000 €

    MEDICAL EXPENSES IN FRANCE

    • Extension of coverage of medical expenses in france (for french only) up to 3 months instead of 1 month, before end of the contract
      and/or
    • Extension of coverage of medical expenses in france (for french only) up to 3 months at the end of the contract

    Prices

    SubscriptionOther destinationsUSA / Canada
    Per person70 € / month110 € / month

    90-day extension of the medical expenses guarantee in France

    PriceEn cas de retour temporaire et à l'échéanceA l'échéance ou en cas de retour définitifIn case of temporary return only
    Before 30 years old420 €210 €210 €
    Before 40 years old580 €290 €290 €

    Change in the amount of the baggage guarantee

    Warranty amount2500 €3000 €
    per person30 €50 €
    Personalized quote
    Besoin d'aide
    Need help ?
    Horaires : Mon-frid | 9am-5pm
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    Learn more

    Insurance for Digital Nomads

    Working remotely while exploring the world is a dream opportunity, but it comes with its share of challenges. One of the most important is having travel insurance adapted to this connected, nomadic lifestyle.

    The Diginomad Health Plan was designed precisely to meet these needs: an exclusive, comprehensive, and flexible offer that protects digital nomads and their equipment wherever they are.

    A comprehensive protection plan



    The Diginomad Health Plan stands out with its specific coverage, going far beyond traditional travel insurance. It doesn’t just cover the person, but also their work environment and accommodation. Key highlights of this unique offer include:

    • Accommodation insurance: Since your place of stay is central for any digital nomad, this plan includes coverage against fire and water damage. Whether you’re in temporary housing or long-term accommodation, this protection provides essential security.

    • Protection for essential work tools: Laptops, tablets, smartphones, and other remote work equipment are often at the core of a digital nomad’s activity. The Diginomad Health Plan includes special coverage for these tools, protecting against theft, damage, or loss. This ensures you can work without worrying about unforeseen incidents that could disrupt your professional activity.

    • Worldwide medical coverage: Health is a top priority, even while traveling. This plan covers medical expenses abroad, including consultations, hospitalizations, and emergency care. With global support, the Diginomad Health Plan accompanies you wherever you go—Europe, Asia, the Americas, or beyond.

    A unique option for nomads: coverage extension in France



    One of the major advantages of the Diginomad Health Plan is an option specifically for digital nomads returning temporarily to France. This includes a 90-day extension of medical coverage in France, allowing you to be protected during stays in your home country.

    This service is ideal for nomads coming back briefly to see family, handle administrative matters, or simply take a break between trips. You can enjoy your return without financial worries in case of a health issue.

    Insurance designed for digital nomads’ needs



    Traditional travel insurance is not always enough for digital nomads. The Diginomad Health Plan addresses specific needs by considering the realities of this lifestyle:

    • Flexibility: Choose coverage duration based on your plans, whether a short stay or a life abroad.

    • 24/7 worldwide assistance: In an emergency, you get immediate support and multilingual assistance to handle unexpected situations.

    • Simple and fast management: Subscribe and manage your plan entirely online, with transparent tracking and a team available to answer questions.

    Don’t let unforeseen events disrupt your adventure as a digital nomad. With the Diginomad Health Plan, choose protection tailored to your needs and focus on what truly matters: pursuing your professional goals while exploring the world.

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    To receive a customized quote, please complete the following form.

    If you are a traveler already registered in our information system, click the link below. Your data will automatically populate the form.

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    You will create a project as the main traveler, with possible companions.

    If USA/CAN selected, considered as “USA/CAN area (includes other countries)”.
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    07 81 26 33 93
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    At AVA, we create tailor-made solutions to meet the specific requirements of each trip. Whether for an international seminar, a conference, an extraordinary trip, or a special event, we design coverage tailored to each situation.

    Thanks to our privileged agreements with our insurance partners, we develop 100% personalized protection for you, tailored to the needs of the traveler or organizer. Repatriation assistance, medical expenses, trip cancellation, baggage loss, civil liability, and more. Since 1981, we have mastered these essential guarantees to offer you reliable and comprehensive coverage. 💡

    A specific request? Describe your needs by email and we promise to respond quickly!