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Working Holiday Insurance - Plan Sante WHV

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Plan Sante WHV

Comprehensive package for travelling with a Working Holiday Visa (WHV)

Plan Sante WHV offers full cover in case of accident or new disease inside the WHV country or outside for short stay

Warranty duration

Up to 731 days

Residence

Usual country of residence the day of subscription

  • Germany, Austria, Belgium, Bulgaria, Chyprus, Croatia, Denmark, Spain, Estonia, Finland, Metropolitan France (included DROM and CTOM), Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxemburg, Malta, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden.
By extension
  • Iceland, Liechtenstein, Norway, Territories of Andorra and Monaco, Switzerland.

European Union countries

Destination

Are excluded

  • Trip to or from Russia, Cuba, Iran, Syria, North Korea, Crimea region, Donetsk republic, Lougansk republic
  • Resident from above countries.
  • Sanctioned Individuals or companies.

Argentine, Australie, Brésil, Canada, Chili, Colombie, Corée du Sud, Equateur, Hong Kong, Japon, Mexique, Nouvelle-Zélande, Pérou, Taïwan et Uruguay..

Nature of stay

Stay in a Working Holiday Program or Working Holiday

Age limit

Up to 36 years old

From
35 / mois

Health insurance for Working Holiday Visa holder travelling worldwide

  • Covers 100% of medical expenses without limitation nor deductible
  • Immediate insurance certificate

From
35
/ mois

Fill out the form to receive a personalized quote in your space

Personalized quote
Download resources
CG PLAN SANTE WHV (EN)

357.67 Ko

CG PLAN SANTE WHV (EN)
Download
FP PLAN SANTE WHV (EN)

525.73 Ko

FP PLAN SANTE WHV (EN)
Download
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Horaires : Mon-frid | 9am-5pm

Guarantees

REPATRIATION - ASSISTANCE

  • Repatriation by the assistance centers
  • Taking charge of a return ticket and living expenses for a relative, in case of hospitalization of the insured
  • Provision of the insured with a return ticket, in the event of the death or hospitalisation of a close relative
  • Return accompanied by children
  • Repatriation of the body in case of death
  • Expenses of a lawyer up to 3,000 €
  • Advance of the criminal guarantee up to 7,500 €
  • Search and rescue costs up to 5.000 €

MEDICAL EXPENSES ABROAD

  • Coverage on 1st euro or reimbursement up to 100% of actual costs without deductible and without limit
    • Direct payment in case of hospitalization. In the event of hospitalization
    • reimbursement for the other expenses of health (doctor, pharmacy)

    Reimbursement for emergency dental treatment : actual expenses up to €300
    Reimbursement for emergency optical treatment : actual expenses up to €250, deductible 50€

CIVIL LIABILITY ABROAD

  • Financial consequences of the insured’s civil liability in case of :
    • Bodily injury up to 4.500.000 €
    • Material damage up to 450.000 €

    Deductible 80 €

LUGGAGES

  • up to 2,000 € per insured and per year in case of :
    • theft of luggage during stay
    • Loss, theft or damage to luggage when transported by a transport company

    Deductible 15€
    Valuable objects : refund cap limited up to 50% of the amount of guarantee
    Maximum per evenement : 4.000 €

TRAVEL INCIDENTS

  • Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.
  • Daily allowance if 30 € in case of hospitalization more than 5 days and max 30 days

INDIVIDUAL ACCIDENT

  • Payment of a capital of € 8.000 in case of accidental death
  • Payment of a capital of € 40,000 in case of disability above 30%

CIVIL LIABILITY HOME RENTAL

  • Water or fire damage, up to 50.000 €

Deductible 80 €
  • Repatriation by the assistance centers
  • Taking charge of a return ticket and living expenses for a relative, in case of hospitalization of the insured
  • Provision of the insured with a return ticket, in the event of the death or hospitalisation of a close relative
  • Return accompanied by children
  • Repatriation of the body in case of death
  • Expenses of a lawyer up to 3,000 €
  • Advance of the criminal guarantee up to 7,500 €
  • Search and rescue costs up to 5.000 €

  • Coverage on 1st euro or reimbursement up to 100% of actual costs without deductible and without limit
    • Direct payment in case of hospitalization. In the event of hospitalization
    • reimbursement for the other expenses of health (doctor, pharmacy)

    Reimbursement for emergency dental treatment : actual expenses up to €300
    Reimbursement for emergency optical treatment : actual expenses up to €250, deductible 50€
  • Financial consequences of the insured’s civil liability in case of :
    • Bodily injury up to 4.500.000 €
    • Material damage up to 450.000 €

    Deductible 80 €
  • up to 2,000 € per insured and per year in case of :
    • theft of luggage during stay
    • Loss, theft or damage to luggage when transported by a transport company

    Deductible 15€
    Valuable objects : refund cap limited up to 50% of the amount of guarantee
    Maximum per evenement : 4.000 €
  • Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.
  • Daily allowance if 30 € in case of hospitalization more than 5 days and max 30 days
  • Payment of a capital of € 8.000 in case of accidental death
  • Payment of a capital of € 40,000 in case of disability above 30%
  • Water or fire damage, up to 50.000 €

Deductible 80 €

Options

AVA SPORT+

  • Extension of search and rescue fees, up to 25.000 €, in case of following sport practice :
    • trek,
    • alpinism,
    • speleology,
    • off-piste skiing,
    • downhill mountain biking,
    • scuba diving (up to and including level 3, defined by the FFESSMM).

  • Exclusion buyback, except under the CIVIL LIABILITY ABROAD guarantee where the exclusion is maintained, for the practice of the dangerous sports below :
    • gliding
    • Paragliding
    • Parachuting
    • kite-surf
    • deltaplane

  • Extension of guarantees to the practice of a sport on a recurring basis (from 3 sessions per week) as part of a sports course, a university stay, including on an amateur basis

CANCELATION OF AIR TICKET

  • Reimbursement of cancelation fees in case of impossibility to travel
    Deductible 30 €
    Maximum per event: 3.000 €

AVA TECH+

    Option 1
  • Reimbursement maximum1.500 € per insured, in case of damage or theft of :
    • Laptop
    • External discs
    • Headphone
    • Tablet
    • Cellular phone, up to 200 €
    Option 2
  • Reimbursement maximum 3.000 € per insured, in case of damage or theft of :
    • All listed in option 1
    • Camera and accessories
    • Printer
    • digital book
    • Game console
    • Drone (if insured get necessary driving license).

obsolescence rate: 1% per month from purchase date

MEDICAL EXPENSES IN FRANCE

  • Extension of coverage of medical expenses in france (for french only) up to 3 months instead of 1 month, before end of the contract
    and/or
  • Extension of coverage of medical expenses in france (for french only) up to 3 months at the end of the contract

Prices

Minimum €160 per person

SubscriptionAll destinations
Up to 335 d40 € / month
160 € minimum
Up to 367 d440 €
Up to 545 d640 €
Up to 731 d840 €

AVA TECH+ (to subscribe before departure): beackage and theft of nomad goods

Warranty amount1500 €3000 €
per person15 € / month25 € / month

Flight Cancellation

Warranty amount1000 €2000 €3000 €
per person30 €60 €90 €

90-day extension of the medical expenses guarantee in France

PriceEn cas de retour temporaire et à l'échéanceA l'échéance ou en cas de retour définitifIn case of temporary return only
per person420 €210 €210 €

AVA SPORT+: Research fees €25,000 and extreme sports

Price
per person10 € / month
Personalized quote
Download resources
CG PLAN SANTE WHV (EN)

357.67 Ko

CG PLAN SANTE WHV (EN)
Download
FP PLAN SANTE WHV (EN)

525.73 Ko

FP PLAN SANTE WHV (EN)
Download
Besoin d'aide
Need help ?
Horaires : Mon-frid | 9am-5pm
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Learn more

The insurance designed for your Working Holiday, anywhere in the world.

The Working Holiday Program (WHP) is a unique opportunity for young people to explore the world while having the chance to work abroad.

However, to ensure this adventure goes smoothly, obtaining WHP travel insurance is far more than a formality it’s a crucial step to travel with peace of mind and fully enjoy your experience abroad.

AVA’s Working Holiday Health Plan offers comprehensive coverage tailored to the needs of WHP participants, providing optimal protection against unforeseen events throughout your stay.

Why get a health plan for a WHP?



When traveling abroad under a WHP, you leave the safety net provided by your home country’s healthcare system. Without adequate coverage, you could face exorbitant medical costs in case of illness or accident. Key reasons a WHP health plan is essential include:

  • Medical expenses abroad: Consultations, hospitalizations, or specialized care can cost thousands of euros in some countries.

  • Medical repatriation: In case of a serious health issue, repatriation costs can run into tens of thousands of euros.

  • Liability coverage: If you cause damage to others, proper insurance protects you from financial consequences.

  • Legal requirement: Some countries, like Canada or Australia, require proof of insurance to issue a WHP visa.

Why choose AVA for your WHP insurance?



AVA is a trusted provider of health protection for travelers. Here’s why their Working Holiday Health Plan stands out:

  • Adaptability: This plan covers stays of short or long duration, up to 12 months renewable, including for those already traveling.

  • International support: Assistance is available 24/7 to meet your needs, wherever you are in the world.

  • Speed and simplicity: Enrollment is online in just a few minutes, with efficient processing of reimbursements.

Don’t wait any longer to secure your adventure and explore the world with complete peace of mind!

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To receive a customized quote, please complete the following form.

If you are a traveler already registered in our information system, click the link below. Your data will automatically populate the form.

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Your need for coverage

You will create a project as the main traveler, with possible companions.

If USA/CAN selected, considered as “USA/CAN area (includes other countries)”.
07 81 26 33 93
07 81 26 33 93
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At AVA, we create tailor-made solutions to meet the specific requirements of each trip. Whether for an international seminar, a conference, an extraordinary trip, or a special event, we design coverage tailored to each situation.

Thanks to our privileged agreements with our insurance partners, we develop 100% personalized protection for you, tailored to the needs of the traveler or organizer. Repatriation assistance, medical expenses, trip cancellation, baggage loss, civil liability, and more. Since 1981, we have mastered these essential guarantees to offer you reliable and comprehensive coverage. 💡

A specific request? Describe your needs by email and we promise to respond quickly!