AVA Pass - AVA

Multi-risk insurance for long-term travel

Medical expenses covered up to €500,000
ZAP+ cancellation, optional
Special COVID guarantees

From

28^€

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Personalized quote

Guarantees

MEDICAL EXPENSES ABROAD

Coverage on 1st euro or reimbursement up to 100% of actual costs complementary to reimbursement of Social Security
- Direct payment in case of hospitalization. In the event of hospitalization, obligatory call to the assistance platform
- On the return of the insured with intervention of the Social Security for the other expenses of health (doctor, pharmacy)

Deductible of 30 €

Maximum per evenement : 500.000 €

Reimbursement for emergency dental treatment : actual expenses up to €300

LUGGAGES

Compensation up to €2,000 per insured person, with 50 € deductible in the event of:

Theft to luggage during Stay
Loss, theft or damage to luggage when transported by a transport company

Valuable objects : refund cap limited up to 50% of the amount of guarantee

Maximum per event : 4.000 €

CIVIL LIABILITY ABROAD

Civil liability :
- Bodily harm, property damage and consequential losses up to 4.500.000 €
- Property damage and consecutive consequential losses up 750.000 € with a straight deductible of 150 € per claim
- Defence before civil, commercial or administrative courts. Defence of civil interests before the criminal courts

REPATRIATION - ASSISTANCE

Tele-consultation before departure
Medical repatriation
Repatriation of accompanying persons
Repatriation of children under age 18
-Visit of family member/close friend, return ticket and hotel expenses 80 € per night maximum 10 nights
Return impossible up to 1.000 € per personne and hotel expenses upto 150 € per night maximum 14 nights
Extension of stay, 80 € per night maximum 14 nights
Hotel costs following placement into quarantine 150 € per night max 14 nights
Sending of medication abroad
Repatriation of remains
Early return , one way ticket
Coverage of local telephone plan 80 €
Legal Assistance Abroad
- Advance of bail bond up to 15.300 €
- Payment of legal fees up to 3.100 €
Expenses for search and rescue up to 5.000 €
Advance of funds up to 1.500 €
additional assistance to person
- Housekeeper following repatriationt
- Delivery of household groceries
- Psychological support after repatriation

TRAVEL INCIDENTS

Luggage delay more than 24h, at real cost up to 300 € per insured
flight delay more than 5h, at real costs up to 150 € per Insured
Rembursement of land services in case of interruption of trip up to 12.000 €

INDIVIDUAL ACCIDENT

Payment of a capital of € 10,000 in case of accidental death

Payment of a capital of € 10,000 in case of adisability above 10%

Coverage on 1st euro or reimbursement up to 100% of actual costs complementary to reimbursement of Social Security
- Direct payment in case of hospitalization. In the event of hospitalization, obligatory call to the assistance platform
- On the return of the insured with intervention of the Social Security for the other expenses of health (doctor, pharmacy)

Deductible of 30 €

Maximum per evenement : 500.000 €

Reimbursement for emergency dental treatment : actual expenses up to €300

Compensation up to €2,000 per insured person, with 50 € deductible in the event of:

Theft to luggage during Stay
Loss, theft or damage to luggage when transported by a transport company

Valuable objects : refund cap limited up to 50% of the amount of guarantee

Maximum per event : 4.000 €

Civil liability :
- Bodily harm, property damage and consequential losses up to 4.500.000 €
- Property damage and consecutive consequential losses up 750.000 € with a straight deductible of 150 € per claim
- Defence before civil, commercial or administrative courts. Defence of civil interests before the criminal courts

Tele-consultation before departure
Medical repatriation
Repatriation of accompanying persons
Repatriation of children under age 18
-Visit of family member/close friend, return ticket and hotel expenses 80 € per night maximum 10 nights
Return impossible up to 1.000 € per personne and hotel expenses upto 150 € per night maximum 14 nights
Extension of stay, 80 € per night maximum 14 nights
Hotel costs following placement into quarantine 150 € per night max 14 nights
Sending of medication abroad
Repatriation of remains
Early return , one way ticket
Coverage of local telephone plan 80 €
Legal Assistance Abroad
- Advance of bail bond up to 15.300 €
- Payment of legal fees up to 3.100 €
Expenses for search and rescue up to 5.000 €
Advance of funds up to 1.500 €
additional assistance to person
- Housekeeper following repatriationt
- Delivery of household groceries
- Psychological support after repatriation

Luggage delay more than 24h, at real cost up to 300 € per insured
flight delay more than 5h, at real costs up to 150 € per Insured
Rembursement of land services in case of interruption of trip up to 12.000 €

Payment of a capital of € 10,000 in case of accidental death

Payment of a capital of € 10,000 in case of adisability above 10%

Options

AVA ZAP+

Remboursement of cancelation fees up to 12.000 € per Insured and 30,000€ per event in case of :
- Illness (rendering the trip impossible), Accident, hospitalisation, including the aftermath, sequelae, complications or aggravation of an illness or accident of yourself, common law spouse, your ascendants or descendants (any degree), or the person accompanying him during his trip
- Cancellation FOR ALL EXCEPT up to 12.000 € per insured and per year, for any other random event, whatever it is, constituting an immediate, real and serious obstacle, preventing your departure and/or participation in the activities planned during your stay
  
  Deductible 50 €

Prices

Fee per person depending on the length of stay and destination

Subscription	European Union and Schengen area	Other destinations	USA / Canada
Up to 6 d	28 €	43 €	59 €
Up to 15 d	40 €	62 €	86 €
Up to 30 d	58 €	91 €	128 €
Up to 31 d	76 €	120 €	168 €
Up to 62 d	105 €	166 €	255 €
Up to 92 d	154 €	244 €	354 €
Up to 123 d	197 €	313 €	469 €
Up to 153 d	233 €	368 €	566 €
Up to 184 d	262 €	419 €	661 €

Cancelation ZAP+

Price	Tous barèmes
per person	4.5% of travel cost 20 € minimum

Personalized quote

The all-in-one travel insurance for all your trips

AVA PASS insurance is the ideal solution for travelers seeking peace of mind and comprehensive protection, whether for a short break or an adventure on the other side of the world. Offered by AVA, this multi-risk travel insurance plan combines a wide range of essential guarantees to let you travel safely and stress-free.

What guarantees are included with AVA PASS?

The AVA PASS plan is designed to cover a broad spectrum of needs, regardless of the duration or nature of your trip, as long as it is for leisure and does not exceed 6 consecutive months.

In addition to the standard guarantees included in all our plans (medical expenses abroad, assistance and repatriation, loss, theft or damage of luggage, civil liability abroad, etc.), this plan also provides special coverage, such as:

Teleconsultation before departure
Additional home assistance after repatriation
Accommodation expenses in case of quarantine
Emergency kit, phone allowance, and psychological support during quarantine
The optional AVA ZAP+ add-on covering trip cancellations

As with our entire range, AVA PASS also provides 24/7 assistance, ensuring immediate help no matter your time zone.

What types of trips is AVA PASS ideal for?

This plan adapts to many travel situations:

Family or friends’ holidays: perfect for short or medium stays in popular European or worldwide destinations.
City breaks: tailored coverage for urban getaways of a few days, protecting you against common issues such as delays or lost luggage.
Adventure trips: whether hiking, exploring, or diving, enjoy peace of mind thanks to AVA PASS’s extended guarantees.

With AVA PASS, you can travel with complete confidence, no matter the nature of your trip. Request your quote today on the AVA website and travel protected with an all-in-one insurance plan designed to suit your needs!